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Ron Ratini 12/4/25 Ron Ratini 12/4/25

Buy vs Rent in the Illawarra & South Coast: What the Numbers Say

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We’re so grateful for every review, message and word-of-mouth referral that comes our way. Your feedback not only means a lot to us — it genuinely fuels our business.

At Shorebreak Finance, we pride ourselves on personal service and tail

At Shorebreak Finance, one thing we see time and time again is this:
you don’t always need a major overhaul to make a meaningful difference to your long-term wealth.

Sometimes it’s the small tweaks to your lending structure that create t

At Shorebreak Finance, we pride ourselves on truly getting to know you — your needs, your goals, and the dreams you’re working toward. There’s no cookie-cutter approach here. Every client receives a personalised, thoughtfully crafte

We love hearing feedback like this — and this one goes straight to Chris!

“Chris from Shorebreak Finance was absolutely amazing to work with! He was super friendly, incredibly helpful, and so proactive throughout the entire process of se

Heading into Christmas? A little spending strategy can go a long way.

As the festive season ramps up, many of us will be swiping our cards for gifts, travel and celebrations. But if you’re thinking about buying a home or refinancing early next

Are you aware of our Service Fees?
At Shorebreak Finance, we think you’ll be pleasantly surprised!

Our service comes at no direct cost to you — we’re paid by the lender after your loan settles, meaning you get the benefit of our ex

We’re thrilled we could help Ben secure his new commercial space for his growing business.

By working closely with Ben, we identified that purchasing the property through his Self-Managed Super Fund (SMSF) was a smart strategic move to support

Another 5-Star Review ⭐️
We’re so proud to share another fantastic review from a happy client — and this one’s a big shoutout to Chris Perre.

“I could not recommend more highly! My loan process was seamless, and my broker was

RBA Holds Steady.
The Reserve Bank has announced no change to the cash rate, keeping it at 3.6%.

While rates remain stable, this is a great opportunity to review your current lending strategy and ensure your loan structure is still working in your f

Keep in touch.

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Email: hello@shorebreakfinance.com.au

Phone: 0476 543 778

Hours: 24/7