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shorebreak finance
About
Services
Meet The Team
Calculators
Blog
Contact
book now
shorebreak finance
About
Services
Meet The Team
Calculators
Blog
Contact
book now
About
Services
Meet The Team
Calculators
Blog
Contact
book now
Using a Guarantor to Buy Property: What You Need to Know
Ron Ratini 3/25/26 Ron Ratini 3/25/26

Using a Guarantor to Buy Property: What You Need to Know

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LMI Waivers: How Some Buyers Can Purchase Property with a Smaller Deposit
Ron Ratini 3/16/26 Ron Ratini 3/16/26

LMI Waivers: How Some Buyers Can Purchase Property with a Smaller Deposit

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A First Home Buyer’s Guide to Buying in NSW
Ron Ratini 3/13/26 Ron Ratini 3/13/26

A First Home Buyer’s Guide to Buying in NSW

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Buying Property in Nowra: What Home Buyers Need to Know
Ron Ratini 2/25/26 Ron Ratini 2/25/26

Buying Property in Nowra: What Home Buyers Need to Know

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Buy vs Rent in the Illawarra & South Coast: What the Numbers Say
Ron Ratini 12/4/25 Ron Ratini 12/4/25

Buy vs Rent in the Illawarra & South Coast: What the Numbers Say

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Why use us as your broker?
Ron Ratini 7/10/24 Ron Ratini 7/10/24

Why use us as your broker?

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Between Ron and Chris, Shorebreak Finance brings together decades of experience across lending and finance - allowing us to navigate lender policies, structure loans effectively, and get outcomes across a wide range of scenarios. From straightforwar In times of uncertainty, it’s easy to get caught up in the big picture - interest rates, market movement, headlines. But often, the most powerful thing you can do is bring your focus back to what’s within your control. Making small, con Caught on camera! At Shorebreak, we believe in strong teamwork, clear thinking… and a good coffee in hand. Because the best outcomes come from great conversations. We’re incredibly grateful for the trust our clients place in us, not just once, but time and time again. Supporting families across multiple projects and helping navigate more complex scenarios is exactly what we’re here for. Thank you f We’re lucky to call Berry home, with our office centrally located in town, but you’ll often find us out and about at local coffee spots too ☕ We believe great conversations don’t need to happen behind a desk. Whether it’s in When was the last time you reviewed your loan? A loan review session is one of the easiest ways to start a meaningful financial conversation. It gives us the opportunity to get to know you, understand your goals, and explore whether your current lo RBA Cash Rate Update. The Reserve Bank has increased the cash rate by 0.25% to 4.10% at today’s meeting. If lenders pass this increase on, borrowers may see repayments rise in the coming months. Changes like this are a good reminder to ensure The best conversations don’t come with a price tag. One of the questions we’re often asked is, “What does it cost to work with you?” The answer might surprise you - there are no upfront fees to have a conversation with Shoreb 🍂 The Autumn Property Market Is Here Traditionally, autumn marks one of the busiest periods in the property calendar - more listings, more buyers returning after summer, and renewed momentum across the market. We’re already seeing increased January was a strong start to the year for Shorebreak Finance. Our expanded team hit the ground running, and we’re proud to share that we were once again named in the Top 5 Broker Settlements for January by our aggregation company, Vision. Thi

Keep in touch.

Thank you!

Email:hello@shorebreakfinance.com.au

Phone: 0476 543 778

Address: Unit 10, 97-99 Queen Street, Berry

Hours: 24/7

Ratini Financial Services Pty Ltd

Trading as Shorebreak Finance

ABN 63 670 520 420

Credit Representative Number 551952 is authorised under Australian Credit Licence Number 388570.