Lending Solutions for Every Stage of Your Journey
Whether you are buying your first home, growing a property portfolio, building, refinancing or funding a business, the right lending strategy makes all the difference. We work with clients across the South Coast at every stage of their financial journey, from first conversations over coffee through to settlement and beyond.
What We Do
Investing in property can feel overwhelming, whether you’re a first home buyer or you're a seasoned investor. The amount of information to absorb and the doubts that can arise can be challenging. Couple that with the often arduous process of financing, and we can understand why so many people delay it!
At Shorebreak Finance, we understand these concerns. We will support you throughout the entire process, from seeking pre-approval to settling on a property, or leveraging equity out of your current assets. Whether you're experienced in investing or just starting out, we're here to make the process a breeze and to work with you across the life of your property journey.
We service the Illawarra and South Coast of NSW including Berry, Nowra, Kiama, Gerringong, Shellharbour, Wollongong, and Ulladulla.
If you're unsure about what to expect, that's perfectly fine. In fact, we love talking property and finance and educating our clients. Our process begins with a casual meeting over coffee to understand both your short and long term goals. When you're comfortable with the discussion, we'll then proceed to work through your tailored strategy together.
We’d love to hear from you!
Our Services
Home Loans: Upsizing, downsizing or buying your next home
First Home Buyer Loans: Enter the market with confidence
Refinancing: Make sure your loan is still working for you
Investment Loans: Build wealth through property
SMSF Loans: Buy property through your self-managed super fund
Construction Loans: Building or renovating on the South Coast
Commercial Finance: Business lending for South Coast operators
Asset & Equipment Finance: Vehicles, machinery and equipment for businesses
Specialist Lending: Self-employed, low doc and complex scenarios
Self-Employed Loans: Home loans for sole traders, contractors and business owners
How We Work
We love talking property and finance and helping our clients understand what is possible. Our process begins with a casual meeting over coffee to understand both your short and long-term goals. When you are comfortable with the discussion, we work through your tailored lending strategy together.
From there we compare options across 30 or more lenders and manage the process from application through to settlement. Most of our clients come back when their situation changes. Many refer their friends and family. That ongoing relationship is what we are here to build.
Serving the South Coast
We work with clients across Berry, Nowra, Kiama, Gerringong, Bomaderry, Shoalhaven, Ulladulla and the broader South Coast. We understand the local market, the local lenders and what it takes to get a deal done in this part of NSW.
Let's Start With a Coffee
Every great financial decision starts with a conversation.
Book a free, no-obligation consultation and bring your goals, your questions or just a vague idea of what you want to achieve. We will take it from there and show you what is possible.
“Someone’s sitting in the shade today because someone planted a tree a long time ago.”
Warren Buffet