Mortgage Broker — South Coast NSW

Shorebreak Finance is a locally owned mortgage and finance broker based in Berry on the NSW South Coast. We help buyers, investors, business owners and refinancers across the Shoalhaven and Illawarra find the right lending solution, structured around their goals.

Whether you are buying your first home in Nowra, investing in Wollongong, refinancing in Kiama or financing a business asset anywhere along the coast, we bring the same personalised approach to every client and every transaction.

We work with South Coast clients across every type of lending need. Select a service to learn more:

• Home Loans
• First Home Buyer Loans
• Self-Employed Home Loans
• Refinance
• Investment Loans
• Asset & Equipment Finance
• Construction Loans
• Commercial Finance
• SMSF Loans
• Specialist Lending

The South Coast is not one market — it is many. Berry, Nowra and Bomaderry attract different buyers to Kiama, Wollongong or Ulladulla. Rural lifestyle property in the Shoalhaven requires different lending knowledge to a unit in the northern Illawarra or a coastal acreage in Gerringong.

We understand these differences. We have been working with clients across this region for years and we know which lenders understand the South Coast market, how to present applications for non-standard properties, and how to structure finance around goals that go well beyond the current transaction.

Clients choose Shorebreak Finance because we offer:

• Personalised lending advice aligned to your goals and financial situation
• Access to 40+ lenders including major banks and specialist lenders
• Clear, proactive communication from first conversation through to settlement
• Ongoing loan reviews to make sure your loan stays competitive
• A local relationship built for the long term, with every financial decision that follows

We work with clients across the full South Coast and Illawarra region. Find your local page below:

• Berry
• Bomaderry
• Corrimal
• Fairy Meadow
• Gerringong
• Kiama
• Nowra
• Shellharbour
• Ulladulla
• Wollongong
• Woonona