Wellness — Blog — shorebreak finance

Skip to Content

When was the last time you reviewed your home loan?

If it’s been a while, here are 5 signs it might be time for a check-in:
1️⃣ It’s been more than 2 years since your last review
2️⃣ Your fixed rate is ending soon
3️⃣ You’ve had a

Wondering what a mortgage broker actually does? Let us take you through the Shorebreak Finance approach to being a mortgage broker:

- We get to know you and your personal goals
- We consider various strategies for reaching those goals over long and

Why don’t more people review their finances?
Honestly… we get it and we hear all the reasons, often.

Life gets busy.
The paperwork feels overwhelming.
You think your current loan is fine.
You’re not sure where to start.
It just se

The Reserve Bank has today announced that the cash rate will remain unchanged at 3.85%. This is a surprising announcement given it was widely predicted a third rate cut would be delivered for 2025.

While this may not bring immediate relief to mortga

There’s no one-size-fits-all when it comes to property finance — and that’s exactly how we like it.

At Shorebreak Finance, we take a personal approach to mortgage broking. That means:
✔️ Taking the time to understand your goals (sh

Welcome to the new financial year! ✨
A fresh financial year is the perfect time to check in with your goals — whether you're aiming to buy your first home, grow your property portfolio, or simply get clearer on where you stand.

✅ Are you on tr

In another highly anticipated RBA announcement, cash rates have been cut by 0.25% to 3.85%, giving households some further reprieve from home loan repayments should the banks decide to pass on the rate cut.

Your bank will generally notify you that

Perin and Edward were another one of our refinance and restructure clients. We were thrilled to be ab le to open up additional options for the property journey in the future! Read what Perin had to say:

Highly recommend Ron! He takes the time to exp

Brooke and Shane were a delight to work with! We were able to refinance and restructure their loan in a way that would allow them to pay down their debt as quickly as possible, minimising the amount of interest paid over the life of the loan. We look

We loved helping Chanel and Cooper acquire their first home utilising the First Home Buyers Guarantee Scheme. They were a pleasure to work with and we are looking forward to working closely with them in their future endeavours.

There are a range of

Keep in touch.

First Name

Last Name

Email Address

Thank you!

Email: hello@shorebreakfinance.com.au

Phone: 0476 543 778

Hours: 24/7