Mortgage Broker in the Shoalhaven
Shorebreak Finance is a locally owned mortgage and finance broker based in Berry in the heart of the Shoalhaven. We help buyers, investors, business owners and refinancers across the region find the right lending solution, structured around their goals.
Whether you are buying your first home in Bomaderry, investing in Nowra, refinancing in Berry, searching for a holiday property in Ulladulla or purchasing a rural lifestyle property in the Shoalhaven hinterland, we bring the same personalised approach to every client and every transaction.
Our Lending Services in the Shoalhaven
We work with Shoalhaven clients across every type of lending need. Select a service to learn more:
Home Loans
First Home Buyer Loans
Self-Employed Home Loans
Refinance
Investment Loans
Asset & Equipment Finance
Construction Loans
Commercial Finance
SMSF Loans
Specialist Lending
Our 3-Step Approach
Book a free consultation
No paperwork, no pressure. Just a conversation about where you are, what you are looking for and what is possible. We can meet in Berry, over the phone or by video.
We assess and compare
We review your full financial picture, assess your borrowing capacity across multiple lenders and compare options to find the right structure for your situation.
We see it through
Once you are ready to proceed, we manage the application, liaise with the lender and make sure everything moves smoothly from approval to settlement.
Why Shoalhaven Borrowers Choose Shorebreak Finance
The Shoalhaven is not one market. Berry attracts sea-changers, remote workers and buyers seeking rural lifestyle property. Nowra is the regional hub, drawing first home buyers, families and essential workers. Bomaderry offers affordability and proximity to Nowra's services. Ulladulla has a strong holiday and investment market. Each of these locations has its own buyer profile, its own property types and its own lending considerations.
We are based here. We understand these differences and have been working with clients across the Shoalhaven for years. We know which lenders understand rural and coastal property, how to present applications for non-standard security, and how to structure finance around goals that go well beyond the current transaction.
Clients choose Shorebreak Finance because we offer:
Personalised lending advice aligned to your goals and financial situation
Access to 40+ lenders including major banks and specialist lenders
Clear, proactive communication from first conversation through to settlement
Ongoing loan reviews to make sure your loan stays competitive
A local relationship built for the long term, with every financial decision that follows
Areas We Service
We work with clients across the full Shoalhaven region including Berry, Nowra, Bomaderry, Ulladulla, Kangaroo Valley, Huskisson, Vincentia, Milton, Mollymook, Sussex Inlet and the surrounding hinterland.
If your suburb has a dedicated page, you can find it below:
Book Your Free Consultation
We can meet in our Berry office, over the phone or by video.
No paperwork, no pressure. Just a conversation about where you are, what you are looking for and what is possible.
Or call us: (02) 4464 3134
