Mortgage Broker on the South Coast
Shorebreak Finance is a locally owned mortgage and finance broker based in Berry on the NSW South Coast. We help buyers, investors, business owners and refinancers across the Shoalhaven and Illawarra find the right lending solution, structured around their goals.
Whether you are buying your first home in Nowra, investing in Wollongong, refinancing in Kiama or financing a business asset anywhere along the coast, we bring the same personalised approach to every client and every transaction.
Our Lending Services on the South Coast
We work with South Coast clients across every type of lending need. Select a service to learn more:
Home Loans
First Home Buyer Loans
Self-Employed Home Loans
Refinance
Investment Loans
Asset & Equipment Finance
Construction Loans
Commercial Finance
SMSF Loans
Specialist Lending
Our 3-Step Approach
Book a free consultation
No paperwork, no pressure. Just a conversation about where you are, what you are looking for and what is possible. We can meet in Berry, over the phone or by video.
We assess and compare
We review your full financial picture, assess your borrowing capacity across multiple lenders and compare options to find the right structure for your situation.
We see it through
Once you are ready to proceed, we manage the application, liaise with the lender and make sure everything moves smoothly from approval to settlement.
Why South Coast Borrowers Choose Shorebreak Finance
The South Coast is not one market — it is many. Berry, Nowra and Bomaderry attract different buyers to Kiama, Wollongong or Ulladulla. Rural lifestyle property in the Shoalhaven requires different lending knowledge to a unit in the northern Illawarra or a coastal acreage in Gerringong.
We understand these differences. We have been working with clients across this region for years and we know which lenders understand the South Coast market, how to present applications for non-standard properties, and how to structure finance around goals that go well beyond the current transaction.
Clients choose Shorebreak Finance because we offer:
Personalised lending advice aligned to your goals and financial situation
Access to 40+ lenders including major banks and specialist lenders
Clear, proactive communication from first conversation through to settlement
Ongoing loan reviews to make sure your loan stays competitive
A local relationship built for the long term, with every financial decision that follows
Areas We Service
We work with clients across the full South Coast and Illawarra region. Find your local page below:
Book Your Free Consultation
We can meet in our Berry office, over the phone or by video.
No paperwork, no pressure. Just a conversation about where you are, what you are looking for and what is possible.
Or call us: (02) 4464 3134
