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Email: hello@shorebreakfinance.com.au

Phone: 0476 543 778

Address: 5/66 Albert Street, Berry

Hours: 24/7

Ratini Financial Services Pty Ltd

Trading as Shorebreak Finance

ABN 63 670 520 420

Credit Representative Number 551952 is authorised under Australian Credit Licence Number 388570.

Federal Budget 2026 presented big changes for property investors - but the opportunities haven't disappeared, they've shifted.

The proposed reforms to negative gearing and capital gains tax (starting 1 July 2027) are the most significant property in

One of the biggest compliments we can receive is hearing that the process felt simple, clear and well supported. Buying property or arranging finance can feel overwhelming, so having a broker who communicates well and genuinely cares makes all the di

Thinking about upgrading your tools, vehicle or equipment before EOFY?

For many trade and business owners, the lead-up to the end of financial year is a natural time to review what equipment, vehicles or machinery could help improve efficiency and s

What an incredible day at the @visionaggregation PD Day — The Momentum of Mindset!
@chrisperre_shorebreakfinance , Ron and Rachel had the pleasure of attending today alongside fellow brokers, lender BDMs, and the Vision team. The day was packed

One of the major themes we noticed from this week’s Federal Budget coverage was the continued push to improve housing accessibility for younger Australians and first home buyers.

There’s a clear focus on:
- increasing housing supply
- en

Sending a big Happy Birthday to our amazing Client Services Manager Josie for yesterday!

Hope your day was as wonderful as you are ✨

Federal Budget 2026 - What actually matters?
Over the coming days, we’ll be breaking down some of the key announcements from this year’s Federal Budget and what they may mean for you - whether you’re a homeowner, investor, first hom

Happy Mother’s Day.
Today we celebrate all the incredible mums and motherly figures who juggle so much, give so much, and support those around them every day.

We’re especially lucky to have three wonderful mums within the Shorebreak team

RBA Update: What we’re seeing this week.
From what we’ve been reading and reviewing throughout the week, these are the key points we think are most relevant for our clients.

The RBA has increased the cash rate by 0.25% to 4.35%, with a c

📢 RBA Cash Rate Update
The Reserve Bank has increased the cash rate by 0.25% to 4.35%.

If lenders pass this on, borrowers may see repayments rise. It’s a timely reminder to ensure your loan structure is still working efficiently and aligned w